:root {
  --fund-ink: #18263a;
  --fund-muted: #4d627a;
  --fund-line: rgba(24, 38, 58, 0.12);
  --fund-line-strong: rgba(15, 106, 191, 0.26);
  --fund-surface: rgba(255, 255, 255, 0.97);
  --fund-surface-soft: rgba(255, 255, 255, 0.88);
  --fund-brand: #0f6abf;
  --fund-brand-2: #13a39a;
  --fund-brand-deep: #0b345f;
  --fund-accent: #f08a38;
  --fund-shadow: 0 24px 54px rgba(16, 33, 58, 0.08);
  --fund-radius: 20px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--fund-ink);
  background:
    radial-gradient(circle at 0% 0%, rgba(19, 163, 154, 0.16), transparent 34%),
    radial-gradient(circle at 100% 8%, rgba(15, 106, 191, 0.14), transparent 34%),
    linear-gradient(180deg, #edf5ff 0%, #f8fafc 45%, #faf7f0 100%);
}

.fund-shell,
.fund-shell input,
.fund-shell select,
.fund-shell button {
  font: inherit;
}

.fund-shell {
  width: min(1180px, 94vw);
  margin: 24px auto 48px;
  color: var(--fund-ink);
}

.fund-shell a {
  color: inherit;
}

.skip-link {
  position: absolute;
  left: -999px;
  top: 0;
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
  z-index: 100;
}

.hero-fund {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(260px, 0.75fr);
  gap: 20px;
  margin-top: 16px;
  padding: 26px;
  border-radius: 28px;
  color: #fff;
  background: linear-gradient(135deg, var(--fund-brand-deep), var(--fund-brand) 58%, var(--fund-brand-2));
  box-shadow: var(--fund-shadow);
}

.hero-fund > [data-simplekit-header] {
  grid-column: 1 / -1;
}

.hero-fund .site-topbar {
  margin-bottom: 0;
}

.hero-copy,
.hero-side,
.calculator-card,
.results-stack,
.related-grid,
.faq-list,
.feature-grid {
  display: grid;
  gap: 12px;
}

.hero-copy,
.hero-side,
.results-stack {
  min-width: 0;
}

.eyebrow,
.section-kicker,
.step-kicker,
.mini-kicker,
.trust-label,
.summary-eyebrow {
  display: inline-flex;
  width: fit-content;
  margin: 0;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.eyebrow,
.mini-kicker,
.summary-eyebrow {
  opacity: 0.88;
}

.section-kicker,
.step-kicker,
.trust-label {
  color: var(--fund-brand);
}

.hero-fund h1,
.panel h2,
.summary-headline {
  margin: 0;
  font-family: "Iowan Old Style", "Baskerville", "Georgia", serif;
}

.hero-fund h1 {
  font-size: clamp(2.6rem, 4.8vw, 4.9rem);
  line-height: 1.02;
  max-width: 9ch;
}

.hero-subtitle,
.panel-header p,
.results-block-head p,
.muted,
.small-copy,
.selection-summary,
.summary-text,
.next-step-text {
  margin: 0;
}

.hero-subtitle {
  max-width: 54ch;
  font-size: 1.1rem;
  font-weight: 700;
  line-height: 1.55;
}

.hero-actions,
.toolbar-actions,
.form-actions {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
}

.hero-trust-row {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.hero-trust-row span,
.hero-highlight {
  border-radius: 18px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  background: rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(7px);
}

.hero-trust-row span {
  padding: 10px 12px;
  font-size: 0.88rem;
}

.hero-highlight {
  padding: 14px 15px;
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.14);
}

.compact-highlight strong {
  display: block;
  margin: 6px 0 5px;
  font-size: clamp(1.45rem, 3.4vw, 2.05rem);
  line-height: 1.08;
}

.compact-highlight p {
  margin: 0;
  line-height: 1.5;
  color: rgba(255, 255, 255, 0.86);
}

.panel,
.calculator-card,
.results-shell,
.feature-grid article,
.related-card,
.faq-item {
  border: 1px solid var(--fund-line);
  border-radius: var(--fund-radius);
  background: var(--fund-surface);
  box-shadow: 0 10px 30px rgba(16, 33, 58, 0.04);
}

.page-flow {
  display: grid;
  gap: 18px;
  margin-top: 18px;
}

.panel,
.results-shell {
  padding: 22px;
}

.compact-panel-header,
.results-block-head,
.input-card-head,
.compact-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 16px;
}

.compact-panel-header p,
.results-block-head p {
  color: var(--fund-muted);
  line-height: 1.5;
  max-width: 34ch;
  font-size: 0.95rem;
}

.calculator-layout {
  display: grid;
  grid-template-columns: minmax(320px, 0.94fr) minmax(0, 1.06fr);
  align-items: start;
  gap: 18px;
  margin-top: 18px;
}

.calculator-card {
  align-content: start;
  padding: 18px;
  border-radius: 22px;
  background: var(--fund-surface-soft);
}

.form-toolbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.input-card {
  display: grid;
  gap: 14px;
  padding: 16px;
  border-radius: 18px;
  border: 1px solid var(--fund-line);
  background: #fff;
}

.form-grid,
.advanced-grid,
.feature-grid,
.result-grid,
.related-grid {
  display: grid;
  gap: 12px;
}

.form-grid,
.advanced-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.feature-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  margin-top: 16px;
}

.result-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin-top: 16px;
}

.related-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  margin-top: 16px;
}

.form-field {
  display: grid;
  grid-template-rows: minmax(2.8rem, auto) minmax(50px, auto) minmax(2.4rem, auto);
  align-content: start;
  gap: 5px;
}

.form-field-wide {
  grid-column: 1 / -1;
}

.form-field span,
.advanced-group h4 {
  font-weight: 560;
}

.field-label-row {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 10px;
  min-height: 2.8rem;
}

.form-field small,
.inline-trust,
.selection-summary {
  color: var(--fund-muted);
  line-height: 1.4;
}

.form-field small {
  display: block;
  font-size: 0.78rem;
  letter-spacing: -0.01em;
  opacity: 0.68;
}

.inline-trust {
  margin: 0;
  font-size: 0.92rem;
}

.form-field input,
.form-field select,
.suffix-input {
  width: 100%;
  min-height: 50px;
  padding: 12px 14px;
  border: 1px solid var(--fund-line);
  border-radius: 14px;
  color: var(--fund-ink);
  background: #fff;
}

.suffix-input {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: 10px;
}

.suffix-input input {
  min-height: 0;
  padding: 0;
  border: 0;
  border-radius: 0;
  outline: none;
}

.suffix-input span {
  font-weight: 700;
  color: var(--fund-muted);
}

.month-picker {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
  padding: 0;
  margin: 0;
  border: 0;
}

.month-legend {
  width: 100%;
  margin-bottom: 2px;
  font-weight: 700;
}

.month-option {
  display: block;
}

.month-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.month-card {
  position: relative;
  display: grid;
  gap: 6px;
  min-height: 114px;
  padding: 16px;
  border-radius: 18px;
  border: 1px solid var(--fund-line);
  background: linear-gradient(180deg, rgba(15, 106, 191, 0.04), rgba(255, 255, 255, 0.96));
  transition: transform 140ms ease, box-shadow 140ms ease, border-color 140ms ease;
}

.month-card strong {
  font-size: 1.05rem;
}

.month-card small {
  color: var(--fund-muted);
  line-height: 1.45;
}

.selected-badge {
  position: absolute;
  top: 12px;
  right: 12px;
  display: inline-flex;
  padding: 2px 8px;
  border-radius: 999px;
  background: rgba(15, 106, 191, 0.12);
  color: var(--fund-brand);
  font-size: 0.72rem;
  font-weight: 800;
  opacity: 0;
}

.custom-target-badge {
  display: inline-flex;
  padding: 3px 8px;
  border-radius: 999px;
  background: rgba(15, 106, 191, 0.1);
  color: var(--fund-brand);
  font-size: 0.7rem;
  font-weight: 800;
  white-space: nowrap;
}

.month-option input:checked + .month-card {
  border-color: var(--fund-line-strong);
  box-shadow: 0 18px 34px rgba(15, 106, 191, 0.12);
  transform: translateY(-1px);
  background: linear-gradient(180deg, rgba(15, 106, 191, 0.14), rgba(19, 163, 154, 0.08));
}

.month-option input:checked + .month-card .selected-badge {
  opacity: 1;
}

.advanced-card summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  cursor: pointer;
  list-style: none;
}

.advanced-card summary::-webkit-details-marker {
  display: none;
}

.advanced-card[open] summary {
  margin-bottom: 12px;
}

.summary-note {
  color: var(--fund-muted);
  font-size: 0.8rem;
  opacity: 0.76;
}

.advanced-sections {
  display: grid;
  gap: 6px;
}

.advanced-group {
  display: grid;
  gap: 4px;
  padding-top: 0;
}

.advanced-group h4,
.result-card p,
.faq-item p {
  margin: 0;
}

.advanced-group h4 {
  font-size: 0.88rem;
  letter-spacing: -0.01em;
}

.results-stack {
  align-content: start;
}

.sticky-results {
  position: sticky;
  top: 18px;
}

.summary-card {
  padding: 18px;
  margin-top: 14px;
  border-radius: 18px;
  color: #fff;
  background: linear-gradient(135deg, var(--fund-brand-deep), var(--fund-brand), var(--fund-brand-2));
}

.summary-card.is-funded {
  background: linear-gradient(135deg, #0d5c46, #11815c, #1aa36e);
}

.summary-headline {
  margin: 8px 0 10px;
  font-size: clamp(1.8rem, 3.5vw, 2.5rem);
  line-height: 1.08;
}

.summary-text,
.next-step-text {
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.92);
}

.next-step-text {
  margin-top: 10px;
  padding-top: 10px;
  border-top: 1px solid rgba(255, 255, 255, 0.18);
}

.result-card {
  padding: 14px;
  border-radius: 18px;
  border: 1px solid var(--fund-line);
  background: linear-gradient(180deg, rgba(15, 106, 191, 0.05), rgba(255, 255, 255, 0.94));
}

.result-value {
  margin: 8px 0;
  font-size: 1.55rem;
  line-height: 1.08;
}

.progress-shell,
.results-note,
.utility-shell {
  margin-top: 10px;
}

.progress-track {
  height: 14px;
  margin-top: 10px;
  overflow: hidden;
  border-radius: 999px;
  background: rgba(15, 106, 191, 0.12);
}

.progress-fill {
  width: 0;
  height: 100%;
  border-radius: inherit;
  background: linear-gradient(90deg, var(--fund-brand), var(--fund-brand-2));
  transition: width 180ms ease;
}

.results-note p {
  margin: 0;
  line-height: 1.4;
  font-size: 0.92rem;
  color: var(--fund-muted);
}

.results-note summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  cursor: pointer;
  list-style: none;
}

.results-note .section-kicker {
  opacity: 0.68;
}

.results-note summary::-webkit-details-marker {
  display: none;
}

.results-note[open] summary {
  margin-bottom: 12px;
}

.related-card,
.feature-grid article {
  padding: 14px;
}

.related-card {
  display: grid;
  align-content: start;
  gap: 4px;
  text-decoration: none;
  transition: transform 140ms ease, border-color 140ms ease, box-shadow 140ms ease;
}

.utility-shell {
  padding: 10px 0 0;
  border: 0;
  border-top: 1px solid var(--fund-line);
  border-radius: 0;
  background: transparent;
  box-shadow: none;
}

.utility-shell .results-block-head {
  gap: 8px;
}

.utility-shell h3,
.results-note h4 {
  font-size: 1rem;
  font-weight: 650;
  margin: 0;
}

.utility-shell .results-block-head p,
.results-note summary span {
  max-width: none;
}

.utility-shell .results-block-head {
  align-items: center;
}

.faq-item summary {
  padding: 12px 14px;
  font-weight: 700;
  cursor: pointer;
  list-style: none;
}

.faq-item p {
  padding: 0 14px 14px;
  color: var(--fund-muted);
  line-height: 1.5;
}

.faq-list {
  margin-top: 12px;
}

.faq-item {
  padding: 0;
  overflow: hidden;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.fund-shell .btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 16px;
  border-radius: 999px;
  border: 1px solid transparent;
  text-decoration: none;
  cursor: pointer;
  transition: transform 140ms ease, box-shadow 140ms ease, background-color 140ms ease;
}

.text-link {
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.footer-tools-links {
  display: grid;
  gap: 8px;
  margin-top: 10px;
}

.footer-tools-links a {
  color: inherit;
  font: inherit;
  font-size: inherit;
  font-weight: 600;
  line-height: 1.35;
  text-decoration: none;
  text-underline-offset: 0;
}

.footer-tools-links a:hover,
.footer-tools-links a:focus-visible {
  text-decoration: none;
}

.fund-shell .btn-primary {
  color: #fff;
  background: linear-gradient(135deg, var(--fund-brand), var(--fund-brand-2));
  box-shadow: 0 14px 28px rgba(11, 52, 95, 0.22);
}

.fund-shell .btn-secondary-panel,
.fund-shell .btn-tertiary,
.fund-shell .btn-ghost {
  color: var(--fund-ink);
  background: #fff;
}

.fund-shell .btn-tertiary,
.fund-shell .btn-secondary-panel {
  border-color: var(--fund-line);
}

.fund-shell .btn-ghost {
  border-color: transparent;
  background: transparent;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.fund-shell .btn:hover,
.related-card:hover,
.month-card:hover {
  transform: translateY(-1px);
}

.related-card:hover {
  border-color: var(--fund-line-strong);
  box-shadow: 0 18px 34px rgba(15, 106, 191, 0.08);
}

.fund-shell .btn:focus-visible,
.fund-shell input:focus-visible,
.fund-shell select:focus-visible,
.fund-shell summary:focus-visible,
.fund-shell a:focus-visible,
.month-option input:focus-visible + .month-card {
  outline: 3px solid rgba(240, 138, 56, 0.34);
  outline-offset: 2px;
}

@media (max-width: 980px) {
  .hero-fund,
  .calculator-layout,
  .feature-grid,
  .related-grid,
  .compact-panel-header,
  .results-block-head,
  .input-card-head,
  .compact-head,
  .advanced-card summary {
    grid-template-columns: 1fr;
    flex-direction: column;
  }

  .sticky-results {
    position: static;
  }
}

@media (max-width: 760px) {
  .form-grid,
  .advanced-grid,
  .result-grid,
  .related-grid {
    grid-template-columns: 1fr;
  }

  .feature-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .month-picker {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .hero-side {
    display: none;
  }
}

@media (max-width: 640px) {
  .fund-shell {
    width: min(100vw - 24px, 100%);
    margin: 12px auto 32px;
  }

  .hero-fund,
  .panel,
  .results-shell {
    padding: 18px;
  }

  .calculator-card {
    padding: 14px;
  }

  .hero-actions,
  .toolbar-actions,
  .form-actions {
    width: 100%;
  }

  .hero-actions .btn,
  .toolbar-actions .btn,
  .form-actions .btn {
    flex: 1 1 100%;
  }

  .hero-actions .text-link {
    width: 100%;
    text-align: center;
  }

  .feature-grid,
  .month-picker {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .month-card {
    min-height: 0;
  }

  .field-label-row {
    align-items: flex-start;
    flex-direction: column;
  }

  .utility-shell {
    padding-top: 8px;
  }
}